Getting into debt can often be a long and slow process. It does not usually happen overnight, but it can feel like out of nowhere creditors are calling and harassing you to pay your bills or else they will make you regret it. When you do not have the means to pay back creditors right away but they are moving quickly, you want to make sure you file for bankruptcy as soon as possible. When you do this, the court you file with will put an automatic stay that stops many—sometimes all—creditors from continuing the collection actions they have against you. If you are in need of a bankruptcy attorney who can help you with your emergency bankruptcy claim, do not hesitate to reach out to an attorney. They know that this can be a particularly stressful time for you and will do everything in their power to explain the process to you in a simple way and get you on the road to better financial health.
Can I file for emergency bankruptcy online?
Yes, it is possible to file online. Many people who choose to file for bankruptcy do not realize just how long an arduous of a task it is to complete the bankruptcy paperwork. However, when creditors are taking action against you, your house is in danger of being foreclosed on, and there are other time-sensitive situations at hand, you may not have the time necessary to file all of the paperwork and hand it in. The other option that you can discuss with your attorney is filing online. This is incredibly convenient because:
- You have access to it any day.
- You have access to it at any time.
- You can go at your own pace.
What kinds of information should I expect to have?
When you are filing for emergency bankruptcy, there is certain information you want to make sure you have so that you are ready to go when you begin filling out the paperwork or the online forms. Some of the most common information you will need is:
- The names and contact information of the different creditors who are calling you and taking action against you.
- The bankruptcy petition. This will contain your personal information and the type of bankruptcy you are filing (like Chapter 7 or Chapter 13).
- A certificate that state you successfully completed some type of state-approved credit counseling program (it is possible to request a waiver for this).
It is important that you speak with us when you are doing an emergency filing. We can help you check with the courts regarding which specific paperwork you will need, compile the names and contact information of everyone you owe money to and those who are trying to collect your debt, and help you file the necessary forms and paperwork.
When you are in a hurry to file for bankruptcy, you want to ensure you have an attorney on your side you can count on. For more information on filing for an emergency bankruptcy, please contact a law firm now.